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Retire in Greece: Golden Visa & 7% Tax Regime for Pensioners

04 September, 2025

Greece: A Retirement Destination on the Rise

Greece has long been admired for its Mediterranean climate, world-class cuisine, and relaxed lifestyle. Today, it is also becoming one of the most attractive retirement destinations in Europe thanks to two powerful incentives: the Golden Visa residency program and the special 7% flat tax regime for pensioners.

Golden Visa: Residency Through Real Estate

The Greece Golden Visa grants a renewable five-year residence permit to non-EU citizens who invest in real estate. Investment thresholds include:

  • €500,000 in prime areas such as Athens, Thessaloniki, Mykonos, and Santorini.

  • €250,000 for renovation projects such as converting commercial stores into residences.

This flexibility makes Greece one of the most affordable gateways to EU residency, offering visa-free Schengen travel, family inclusion, and a pathway to citizenship after seven years.

7% Flat Tax for Foreign Pensioners

In addition to residency benefits, Greece has introduced a special tax regime for pensioners. Foreign retirees who transfer their tax residence to Greece enjoy:

  • A flat 7% income tax on global income.

  • 15 years of guaranteed stability under this regime.

  • Access to Greece’s healthcare system and services.

This combination of residency and tax efficiency makes Greece one of the most competitive retirement destinations worldwide.

Why Retire in Greece?

  • Mediterranean lifestyle: Sun, sea, culture, and healthy living.

  • Cost of living: More affordable than many Western European countries.

  • Strategic location: Easy travel within Europe and the Schengen Zone.

  • Legal & tax incentives: Golden Visa + 7% pensioner tax regime.

KMD Law Firm: Your Partner in Relocation

At KMD Law Firm, we provide full-service support for retirees looking to relocate:

  • Golden Visa applications.

  • Real estate legal due diligence.

  • Coordination with agents, engineers, notaries, and accountants.

  • Guidance on the 7% pensioner tax regime and tax residency procedures.

With our network of trusted professionals, we ensure a seamless transition from investment to retirement in Greece.